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Balance Transfer

Save on higher interest

Rates and limits are shared on enquiry, based on your profile

About this product

Paying high EMI on your existing loan? Transfer your loan balance to a lender with a lower interest rate. Potential savings of ₹50,000 - ₹5 Lakh over the loan tenure.

Key benefits

  • Lower interest rate
  • Reduced EMI burden
  • Option for top-up loan
  • Improve credit profile

Documents you will need

Existing loan documents PAN card & Aadhaar Income proof Bank statements Property docs (for LAP/home BT)

Upload them later from your phone — we will tell you exactly which ones once we see your profile.

How it moves

  1. 1Application received
  2. 2In review
  3. 3Documents needed
  4. 4Documents received
  5. 5With the lender
  6. 6Sanctioned
  7. 7Disbursed

You can follow every step live in your account after you apply.